Jamie was in a coma for 18 months as a result of a car accident. Five years before the accident, Jamie bought a house with 35 years loan tenure. His dad, John has to make the monthly payments to the bank during Jamie hospitalization. John have no longer afford to repay the loan installment, without the choice of selling Jamie’s house, John decided to let the bank auction of the same to fully satisfy the loan sum. Is this true?


Pursuant to the foregoing, John may have the choice to sell the house on Jamie’s behalf if he is appointed as guardian for Jamie . John may petition to the civil court to be appointed as guardian on the basis that Jamie has no capacity for civil conduct during coma. Upon obtaining the court’s order, John as Jamie’s guardian ad litem may decide in the best interest on behalf of Jamie including matters pertaining to the sales of the house.

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